RBI to expand e-Rupee pilot to include cross-border payments, welfare transfers and domestic retail
More than eight million Indians currently use the e-Rupee, with 120 million transactions valued at ₹28,000 crore conducted by December 2025 since its 2022 launch, RBI data showed. While retail CBDC can be used to pay individuals and merchants, wholesale use cases include interbank settlements and large-value transactions. Data on wholesale transactions is not readily available.
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