Bank holiday today: Check if SBI, HDFC, ICICI are open or closed on Saturday, August 22 — RBI calendar here

Bank holiday today: All private and public-sector banks across the country will remain shut today, August 22, as the date falls on the fourth Saturday of the month, which is an off for all lenders.

According to the Reserve Bank of India’s (RBI) guidelines, all scheduled and non-scheduled banks are mandatorily shut on the second and fourth Saturdays of every month, as well as all Sundays. As a result, customers cannot access in-branch banking services on these days.

Bank operations also remain unavailable on national, religious, and regional holidays, though the list of such holidays varies across states. Additionally, bank branches remain shut pan-India on gazetted public holidays.

When is the next bank holiday

Apart from the regular Sunday off, the next RBI-specified bank holiday falls on August 25, when banks in Kochi and Thiruvananthapuram will remain closed for First Onam and Milad-i-Sherif (Birthday of Prophet Muhammed), respectively. There are no other nationwide bank holidays left this month, apart from Sundays.

In the month of August, private and public-sector banks were scheduled to be closed for 14 days, including weekend offs. Some of the upcoming bank closures for this month will be observed to celebrate the occasion of Milad-un-Nabi, Raksha Bandhan, Pang-Lhabso, among others.

Meanwhile, essential banking services remain operational nationwide despite the physical branch closures.

Customers are advised to check RBI’s holiday schedule or confirm with their local bank branch before planning a visit as it can help ensure that important banking tasks, such as cheque clearances or cash transactions are completed on time, especially around long weekends or festive periods.

What transactions can you do during banks holidays?

Although in-branch services remain unavailable during national and regional bank holidays, customers can continue using online or mobile banking services, unless they are specifically notified by the service provider of technical issues or any other reasons.

If you are facing cash emergencies, you can easily withdraw money from ATMs as they remain open round the clock. Individuals can also use their respective bank’s app or UPI to make payments at different outlets and to other people.

While bank holidays can temporarily affect the operations of bank branches, digital banking ensures that your transactions remain smooth.

Additionally, fund transfer requests can also be made using NEFT/RTGS transfer forms, demand draft request forms and chequebook forms. Credit cards, debit cards, and ATM cards can be obtained through card services.

Services such as account maintenance forms, setting up standing instructions, and applying for a locker are also available during holidays.