Centre nudges RRBs to ramp up digital banking to spur growth
RRBs have reported their strongest financial performance in recent years. According to official data reviewed by Mint, the country’s 28 regional rural banks, operating through 22,280 branches and employing 96,161 as of 31 March 2026, reported total business of ₹12.32 trillion in FY26. Deposits rose to ₹7.69 trillion, while gross advances increased to ₹5.85 trillion. Net profit climbed to ₹10,273 crore, with the sector maintaining a healthy credit-deposit ratio of 76.1% and a capital adequacy ratio (CRAR) of 14.9%.
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