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Mint Quick Edit | Indian bank profits are on an incline but retail asset quality must be kept on the risk radar

Mint Quick Edit | Indian bank profits are on an incline but retail asset quality must be kept on the risk radar

Mint Quick Edit | Indian bank profits are on an incline but retail asset quality must be kept on the risk radar


If so, India’s economy might be broadening its base of drivers. An emerging concern, though, has been an uptrend in retail loans that risks inducing stress points in the credit market beyond a point. To mitigate this risk, household incomes must rise faster. More money needs to reach people’s hands, even as capital investors are rewarded, and convincing evidence of that is awaited.

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